What is Social Security Disability Insurance (SSDI)?

Social Security Disability Insurance (SSDI)

Summary: SSDI is a government run insurance program that provides cash payments to qualifying disabled people.

Social Security Disability Insurance (SSDI) is a disability insurance program administered by the Social Security Administration (SSA). SSDI is designed to provide a wage replacement safety net for previously working individuals who develop health conditions which keep them out of the workforce.

You may qualify if you have paid FICA taxes and now have a disability meeting Social Security disability rules. People who qualify for Social Security Disability Insurance will receive a monthly SSDI cash benefit which will vary depending on your work history and accelerated qualification for Medicare.

To be eligible for the SSDI program, the worker must be prevented from engaging in any Substantial Gainful Activity for a period of at least 12 months. SSDI is not for individuals with short term health issues which keep them out of the workforce. It is designed to provide benefits to individuals with severe, long-term health issues.

At Freedom, we are experts in navigating the Social Security Disability Insurance program. If you would like to learn more, or just get a sense of whether or not you might qualify, call Freedom Disability today at (866) 761-5942.

Social Security Disability benefits summary: For those who are unable to work because of a physical or mental disability, cash and health insurance benefits are available through the government’s Social Security Disability Insurance (SSDI) program. If you have previously worked full time and paid Social Security taxes (FICA), you may qualify for these disability benefits. You must furthermore be between the age of 18 and 65 and unable to work full-time in any job available in the U.S to meet Social Security Disability requirements. The average monthly award is $1,100 dollars and you will be eligible to receive Medicare health insurance benefits after 24 months. A wide range of disabilities will qualify you for these benefits as long as they prevent you from working full-time including the following: depression, bi-polar, back pain, arthritis, diabetes, etc. You are able to apply for Social Security Disability directly with the Social Security Administration or your can improve your chances of success through the use of professional Disability Advocates, such as Freedom Disability or Social Security Attorneys. Freedom disability is only paid if you win.